The proliferation of cell phones has caused a dangerous new hobby for American motorists: texting while driving. Especially prevalent in stop-and-go traffic, texting while driving may seem like a timesaving enterprise but in reality, it’s a perilous activity that’s led to an increase in rear-end collisions.

The good news about rear-end collisions is that they’re often non-fatal and less likely to cause major physical damage. The toll they really exact is on your insurance. Insurance rates are known to climb exponentially even after seemingly minor accidents. That’s not to say that rear-end collisions are wholly without danger. Neck, back and head injuries may take place due to the whipping motion a body is subjected to when severe force is administered to the back of their vehicle. This is especially true for people who improperly fasten their seatbelts, or decline to buckle up at all.

Some say that the fault of all rear-end collisions is attributed to the rearmost car involved, though the law doesn’t deal in such ultimatums. In fact, it’s the duty of the judge and jury, with the help of insurance claims adjusters and any on-hand witnesses, to determine fault on a case-by-case basis. Retaining the counsel of experienced law professionals will help immeasurably during this process.

Because the truth of the matter is that there are many, many variables in rear-end accident situations. It may sound easy, always ascribing the blame to the vehicle in motion, and absolving the stationary vehicle, but the fact remains that not all rear-end collisions are so cut and dry. Many, in truth, involve two moving cars! Also, if it’s proven that the leading car stopped in a negligently abrupt fashion, leaving the trailing vehicle with no recourse and thus instigating the crash, the first car would be to blame for the accident.

This all means, of course, that the intricacies involved when processing rear-end collision claims and meting out compensation, are myriad- and often difficult to understand. If you’ve been involved in a rear-end collision (or a front-end collision) your first step is to seek prompt medical attention. Sometimes, injuries don’t make themselves immediately apparent. The neck and spine are integral yet delicate parts of your body’s infrastructure. Lingering maladies in the spine can cause pain and nerve damage down the line. Even if you don’t feel immediate discomfort, it’s important to see a doctor so as to ensure the full functionality of your vertebral column.