Aggressive Representation Against Uninsured Drivers in New York
Even though New York state law requires every driver to carry basic auto insurance, many people drive without it. In fact, that practice has become increasingly common in recent years.
A downturned economy, coupled with skyrocketing auto insurance premiums, has fostered a new generation of uninsured drivers on New York’s roadways. Accordingly, our office has seen an uptick in the number of accident victims with a legitimate claim but no insurance company on the other side to pay for it.
We understand how utterly defeating that revelation can feel. We all trust that, if something bad happens while we’re on the road, we can at least fall back on the insurance system to help us recover. That is, after all, the whole reason that insurance exists in the first place.
But when other people fail to play by the rules and irresponsibly decide to drive without insurance, they can leave innocent victims in a terrible predicament. An injury is bad enough without having to worry about how you’ll pay for it.
There is hope.
At Kaplan Lawyers P.C., we have helped New Yorkers just like you recover the compensation they deserve after an unexpected car crash, even if the at-fault driver was illegally operating a vehicle without insurance.
These cases are more challenging than most other car crash claims, but our experienced NYC uninsured auto accident lawyers work as a team, and they have cultivated a number of effective strategies for recovering compensation, even in the absence of insurance.
You can count on our firm to turn every single stone — and explore every single avenue for compensation — in our quest to get you the justice you deserve. Our ultimate goal is to recover each penny that you have coming to you.
We are fighters, and we know the law. We believe we can help you. Please contact our NYC uninsured auto accident lawyers today.
A Special Note on Uninsured / Underinsured Motorist Coverage
Your existing auto insurance policy might include a special kind of coverage called Uninsured / Underinsured Motorist coverage, commonly referred to as UM Coverage.
These special provisions usually exist as optional add-ons to basic auto insurance policies, and drivers can typically obtain them for only a few dollars a month. They’re worth much more than that, though, if you ever find yourself injured by an uninsured driver. In that case, your UM Coverage will kick in to pay for part or all of your injuries (up to the UM policy limits).
UM Coverage will even pay if the negligent driver has insurance but is underinsured (in other words, the driver’s policy limits are insufficient to cover the full cost of your injuries).
Here’s the good news: You might have UM Coverage in your existing policy and not even know it. Drivers are often surprised to learn that they already have the provision in place. Don’t take that assumption for granted, though. You should contact your insurer right away and ask about Uninsured / Underinsured Motorist coverage in your plan.
There’s more good news, too: Even if you don’t have UM Coverage, our NYC uninsured auto accident lawyers may still be able to help you.
Whether you have UM Coverage or not, though, you can never count on an insurance company to give you a fair value for your damages — not even your own insurance company!
Please don’t accept any offers from your insurance company without calling our office first.
Talk to Experienced NYC Uninsured Auto Accident Lawyers
If you’ve been injured in a New York vehicle accident but fear that the other side might be uninsured or underinsured, please don’t give up hope. Kaplan Lawyers PC may be able to help.
Contact our office to get started with a free case review today.
Frequently Asked Questions for Uninsured and Underinsured Auto Accidents
Do I need an attorney to handle my claim?
Can I bring a claim even if the other driver wasn’t 100% at fault?
How long do I have to bring a claim?
Do I have to pay any legal fees if I lose my case?
How much is my case worth?
How long will it take to settle my case?
How will my medical bills get paid?
Does No Fault pay for anything else?
Why does my insurance company have to pay the bills if the other driver caused the accident?
Why would the insurance companies want that?
What is the legal definition of a serious injury?
How will I know if my injuries will be considered serious?
How can I get my car fixed?