Having Trouble Getting Workers’ Comp?
Our NYC Workers’ Comp Lawyer Can Help You Get Benefits You Deserve
Workers in the New York area have certain rights regarding safety in their workplace and the compensation they can receive if they are injured while doing their job. Our New York workers’ compensation lawyer at Kaplan Lawyers PC can help you understand and undertake the long and often arduous process of gathering information and filing for benefits. Our team of experienced NYC workers’ comp attorneys will work hard to make sure you receive the maximum amount of benefits. We know you need the best medical care to assist in your speedy recovery and that you must pay your bills until you return to work.
Many injuries call for temporary disability workers’ comp coverage, but some are more serious. If you can never return to work because of your injuries or illness, we’ll fight hard to help ensure that you receive benefits for your permanent disability for the long term.
We offer a free consultation to discuss the circumstances of your case. Get help now. Call our experienced workers’ compensation lawyer at Kaplan Lawyers PC at (516) 399-2364.
Why You Should Get Help from Kaplan Lawyers
Choosing the Right New York Workers’ Compensation Lawyers Can Affect Your Benefits
When you’re hurt at work, you need to focus your energy on healing and getting through your daily tasks. Yet, you are probably worried about how you’ll cover bills that are piling up. Are you even eligible for NY workers’ comp? How long will your benefits last? How much money will you get?
At Kaplan Lawyers, we’ve helped hundreds of workers just like you. We understand the stress you feel and know that you need to be sure you’ll get the benefits to which you’re entitled. When you work with our team of workers’ comp lawyers in NYC, your worries will be put to rest. There are many reasons why clients come to us, and for those same reasons you can trust in our team to help you navigate the process of your workers’ comp claim.
Why Our Workers’ Compensation Lawyers Are Your Best Choice
- Our detailed knowledge of New York workers’ compensation laws mean we will know how to best get you the full benefits you deserve.
- Our extensive experience with workers’ compensation cases supports the strategy we will develop for your claim.
- We have a strong history of winning results for our clients.
- Past clients describe how we successfully helped them.
- Attorney Jared Kaplan leads our team and will leverage his skills to guide your case.
- We care deeply about getting you the financial support you need to cover your medical and living expenses.
- Our compassionate team is dedicated to helping you and to helping our New York community.
How Our New York Workers’ Compensation Lawyer Will Help You
Workplace injuries happen in the blink of an eye. In addition to the physical pain they cause, they can lead to severe financial distress if you must miss weeks of work, are limited in your ability to work or can no longer work at all. If you believe you deserve workers’ compensation benefits, don’t delay in filing a claim or seeking legal assistance. Contact our team at Kaplan Lawyers PC by calling (516) 399-2364, especially if you…
- Think you are being shortchanged over a permanent disability. Insurance companies are in business to make money and will often seek to pay as little as they can.
- Have a complex claim. Some workers’ comp claims can be especially complicated, depending on the nature and extent of the injury or illness and the circumstances and parties involved.
- Were unfairly denied coverage of your medical bills and other associated expenses. An experienced workers’ compensation lawyer can review the details of your case and fight for your rights.
- Are employed by a company that does not have workers’ comp insurance. In this case, there are other options that may be available to get you fair compensation for your injuries.
- Are employed by a company that is legally required to carry workers’ compensation insurance but doesn’t. You may be able to file a legal claim if you are injured on the job.
- Are employed by a self-insured company which is dragging its feet in paying your claim. When workplace injuries occur due to negligence, injured employees have the right to receive fair and timely compensation.
- Believe you have a case against a third-party defendant. You may be able to receive damages through an additional third-party legal claim, even if you are also getting workers’ compensation benefits through your employer.
Our Workers’ Compensation Attorneys in NYC Will Guide You in the Claims Process
The process of applying for workers’ comp can be overwhelming and confusing, and making mistakes can be costly and even cause your claim to be denied. Our Kaplan Lawyers can take the burden off you by making sure everything is done correctly from the start to result in a successful claim. When you work with our NYC workers’ compensation lawyers, we will….
- Ensure that correct procedures are followed, and all forms are filled out properly and on time
- Investigate your case to determine what happened
- Gather evidence to help prove your claim, such as videos from surveillance cameras and statements from eyewitnesses and first responders
- Obtain all relevant work and medical records, accident reports, and previous claims against your employer
- Negotiate with insurance companies for a fair settlement
- Represent you at any hearings with the NY Workers’ Compensation Board
- Build and prepare your case and arguing on your behalf if a claim goes to trial
- Appeal any denials
- File a personal injury lawsuit in work injury cases where it is warranted.
The steps outlined here provide critical evidence that will be invaluable in obtaining approval of your claim, or when/if the case goes to court if the insurance company delays your claim or denies it. A C-3 form (Employee’s Claim for Compensation Benefits) should also be filled out. These forms can be complicated and confusing. Our NYC workers’ compensation attorneys at Kaplan Lawyers PC can help you obtain, complete, and file all forms. We can advise you every step of the way to help smooth the often-complicated claims process.
New York State law dictates that you are entitled to all necessary care. In the case of a workplace injury, your employer is responsible for all related medical bills. Availability of coverage by NY workers’ compensation also applies to volunteer workers and foreign-born workers – even if it is your first day at work.
Can You File a New York Workers’ Compensation Claim?
If you’ve sustained a workplace injury on-site or in any capacity or location, you are entitled to workers’ compensation insurance benefits if you are a covered employee. Our New York workers’ comp lawyer can help you get them.
According to New York law, employers operating in the state must carry workers‘ compensation coverage for their employees, including part-time employees, with limited exceptions. Benefits are meant to cover medical expenses and part of lost wages for workers injured on the job and for dependents of workers who die as a result of job-related injuries. Workers’ compensation can relieve the burdens at a time when medical bills may be mounting and money cannot be earned.
Not Every New York Worker or On-the-Job Injury Is Covered Under Workers’ Compensation Laws
To be covered by New York workers’ comp laws, your injury accident must fall into the following categories:
- Your employer has workers’ compensation coverage under New York law.
- You are a covered worker under the law.
- Your injury, illness, or disability is directly connected to your job and occurred while you were performing the duties associated with that job.
- You gave your employer a written notice of the event that caused your injury or illness immediately after the injury and no later than 30 days after it happened.
- A medical report by the treating physician states that your injury, disability, or illness was caused by an on-the-job accident or condition.
Some Workers Are Not Covered by Workers’ Compensation
There is a wide range of possible occupations for workers in New York. Many workers know whether or not their job has workers’ comp coverage, but for some positions that coverage may not apply. If you are unsure about whether or not you can file a workers’ comp claim in New York, you can find more details in this list provided by the NYS Workers’ Compensation Board, by occupation or type of business. If you have questions about your ability to file a claim, Kaplan Lawyers can help. Talk to our New York workers’ compensation claim attorney about your injury and how you may qualify for benefits.
Important Steps Necessary to Obtain NY Workers’ Comp Benefits
Get Medical Treatment So You Can File a Workers’ Comp Claim
Whether you are hoping to manage your claim yourself or decide to hire a workers’ compensation attorney, what you do immediately after your injury greatly influences the resolution of your workers’ comp claim. The most important step to take that you can completely control is to immediately obtain medical treatment. If your injury is an emergency, you go where the ambulance takes you. But if it’s not, your employer could send you to a specific hospital, clinic or doctor. Be cooperative and go where your employer tells you, or workers’ comp may not cover your bills and other losses.
Filling Out Your NY Workers’ Comp Forms
When you complete forms associated with your injuries at the hospital or doctor’s office, be sure to check the box that asks whether your injury happened at work.
That way, your medical bills are sent either to the workers’ comp insurance company or to your employer, and not to you. If you go to your own doctor, make certain they are approved to submit workers’ compensation claims and agree to the New York State’s workers’ comp pay schedule. Then, if you haven’t already, notify your immediate supervisor about the accident – in writing. If you receive an incident report form, fill it out.
If you don’t receive paperwork or a call from an insurance adjuster within a couple of days after formal notification, something may be wrong. Follow up with your boss or human resources representative. If there’s still no movement on payment of your claim, you should call our workers’ comp lawyer for help.
Can You Receive Workers’ Comp if a Third Party Caused Your Injury?
What is a third party, you might be wondering? A third party can be a subcontractor, a vendor, a product manufacturer or another individual or entity at your work site or related to your job that caused or partially caused your injuries through their negligence.
In some cases, a third party is found to have contributed to the accident that injured you. If that applies to your injury, that third party can be liable for an additional “third party lawsuit” over and above your workers’ comp claim. Pursuing a separate personal injury claim can help you receive the fullest possible compensation. New York workers’ comp will not reimburse you for pain and suffering, which includes emotional distress, loss of joy in life and other less tangible damages. It pays only a portion of your lost wages and cannot award punitive damages. With a work injury lawsuit, you can pursue compensation for these related damages.
How the Amount of Workers’ Comp Benefits Are Determined
Our NY Work Comp Lawyers Explain Calculation of Benefits
The actual amount you can expect to receive in weekly cash payments to replace lost income depends upon the severity of your injuries and the degree to which your injuries have disabled you. However, it probably will not add up to what you made on the job. Your healthcare provider will examine you and determine the degree to which you are disabled and unable to work.
The amount of benefits associated with your injuries will vary depending on what is injured. See our complete guide to prices by body part for New York.
New York has the following disability classifications for the payment of workers’ comp insurance that distinguish between temporary and permanent, and partial and total disabilities:
- Temporary total disability — An employee’s wage-earning capacity is completely lost, but only on a temporary basis.
- Permanent total disability — A worker suffers a total and permanent loss of wage-earning ability.
- Temporary partial disability — A worker’s ability to earn wages is partially lost, but only temporarily.
- Permanent partial disability — An employee is partially disabled on a permanent basis, which means part of his or her wage-earning capacity is completely lost. There are two kinds of permanent partial disability benefits, depending upon what kind of injury and body part is affected. They are called schedule loss of use and non-schedule. Schedule loss of use involves upper and lower extremities, eyesight and hearing. Non-schedule includes other body parts that are affected, such as the brain, lungs and heart.
Formula to Calculate New York Workers’ Compensation Benefits
How your disability is classified will drive the amount of weekly benefits you receive to help make up for your lost wages. The amount you receive is based on a calculation that takes into account your average weekly salary for the previous year and your level of disability. Here is the formula from the New York State Workers’ Compensation Board that is used to calculate weekly workers’ comp wages:
2/3 x average weekly wage x % of disability = weekly benefit
It’s important to note that cash benefits are not paid for the first seven days of an injury. However, if your work-related disability extends beyond 14 days, benefits are paid back to the very first day of your disability.
In addition to weekly benefits to help cover lost wages, you are also entitled to have your medical bills paid that you incurred due to the accident. Medical benefits are provided no matter how short the disability is, including back to the first day of your injury. Prescription drugs you may need for your injuries or illness are also covered, but you may have to use specific pharmacies designated by your employer’s workers’ compensation insurer. Also, in some cases, your mileage and other transportation costs incurred to get to and from medical appointments may be covered.
If your workers’ compensation insurer is disputing your claim for payment for all of your medical treatment, a New York workers’ compensation attorney can advise you about the next steps to take. Call (516) 399-2364 for more information.
Work Injuries That Can Lead to a Workers’ Comp Claim
For How Long Can You Collect Workers’ Compensation in New York?
Several Factors Impact the Amount of Time You Can Collect Benefits
If you’ve been injured and can’t work, and you aren’t even sure when or if you will be able to return to your job because of your injuries, you might be asking yourself this question: How long can I collect workers’ compensation in New York? The number of weeks you may be eligible to collect workers’ compensation benefits, like the amount you can expect to receive, depends upon the degree to which a doctor finds you to be disabled and unable to work.
Your healthcare provider might determine that you are temporarily disabled or permanently but not completely disabled, which in the latter case means that you can still work but not necessarily in your original job. In these situations, there is a limit on the number of weeks you can collect payments. Your provider will determine when you have reached Maximum Medical Improvement (MMI), after which point temporary disability payments will end, but permanent partial or total disability benefits can continue. Learn more about what happens after you reach MMI in New York.
However, if you are found to have suffered a permanent total disability and can no longer work and earn wages at all, there is no cap on how long you can collect workers’ compensation. Keep in mind, though, that you will be required to make regular doctor visits every few weeks to prove that you are still injured. Doctor prognosis reports are required to be submitted to workers’ compensation every 45 days. If your injuries and level of disability are disputed because the insurance company no longer wants to pay the benefits you’re entitled to through workers’ comp, consider turning to a skilled workers’ compensation lawyer in NY for assistance. Kaplan Lawyers PC can be reached by calling (516) 399-2364.
NY Workers’ Compensation Provides Death Benefits
In cases where a work-related injury leads to death, our attorneys can help family members receive death benefits under NY law (NY WCL §16). Death claims may be filed by the surviving spouse, children, parents, or estate. Death benefits include indemnity compensation benefits and costs of funeral expenses, according to a schedule.
In some circumstances, where the deceased would have been able to file a personal injury case if death had not occurred, it may be possible to file a wrongful death lawsuit as well. Our team at Kaplan Lawyers handles workers’ comp claims, but we also have the skills and knowledge you need to fight for your rights in a wrongful death case if your loved one died at work and the accident was caused by negligent, careless actions.
FAQs about New York Workers’ Comp Coverage
Our Workers’ Comp Lawyers Answer Common Questions
Workers’ compensation insurance is complex, and workers who are injured often have many questions about their eligibility, the filing process and more. Here are answers to some of the more common questions. Every work injury case is unique, though, and it can be valuable to consult with our NYC workers’ compensation attorney for answers regarding your specific injury and claim.
Can I be denied workers’ compensation if my employer carries it?
What are my options if I’m denied workers’ compensation benefits?
Does workers’ comp cover only people who are injured, or can I receive benefits for a work-related illness?
What if I have suffered hearing loss at my job? Will I be covered?
If I’m injured in a workplace accident but it was my fault, can I still collect benefits?
Will workers’ comp still pay for my medical treatment after I return to work?
Can I be fired by my employer for filing a workers’ compensation claim?
What if I can’t perform my old job because of my injury and I have to work at a lower-paying job?
When should I hire an attorney to help with my workers’ compensation claim?
If you have any question at all about whether you should hire legal representation in your particular case, consider contacting our experienced New York workers’ compensation attorney. We offer a free consultation to injured workers, so call us at (516) 399-2364 today.
Get Started on Your Case Today
Our Team of Workers’ Compensation Attorneys in NYC is Here to Help You
Some workers’ comp claims seem “cut and dried.” After reviewing all the information we provide here, you may feel your case is not complex. However, if you have any concern that you may miss out on some benefits you deserve, or if you feel confused about the process of filing a claim, we’re ready to help.
Reach out to our skilled New York workers compensation attorneys at Kaplan Lawyers by calling (516) 399-2364 or by filling out our contact form.
You’ll get a free consultation to find out what we can do for you. You’ll lose nothing. You don’t pay us anything unless or until we win your case. We understand the risks caused by delay, including being denied the benefits that you deserve. Our NYC workers’ compensation attorneys are here to help you and your family in your time of need.
”Great lawyers take any injury case and work with you never felt so love by a group of individuals that work hard to get your needs and wants accomplished ….. Thanks Kaplan lawyers” – Kenneth Richbow (Google Review)
Attorney Jared S. Kaplan
Attorney Jared S. Kaplan has focused his career on advancing his legal knowledge though the day to day practice of law. Jared is a partner in the law firm of Kaplan Lawyers PC in Syosset, New York and has been a practicing attorney for nearly 20 years. His career started in litigation, so Jared is aware of the pitfalls in litigation and uses that knowledge in the representation of his clients in complex matters. [ Attorney Bio ]